Avizo-MC

The credit card has changed the shape of shopping in today’s world. The only thing is, now that I have cancelled my American Express credit card, I’ve lost access to so many things. No, I wasn’t even able to hire a Hertz rental car, or buy tickets for a plane trip to Baltimore over the internet. It wasn’t that long ago when cash spoke volumes, but not anymore.

Using an American Express, Visa or Mastercard has become commonplace globally but we do it without thinking, do I need this and do I have the money. You cannot escape though, as the price is high when using your American Express credit card and buy it now, pay tomorrow philosophy. In many places around the world, credit card debts are increasing at a worrying rate. It is not a lie when I say the credit card debts are the biggest worry facing the people in America.

After considering this I decide to get rid of my American Express credit card at least for the present. There was nothing to stop me because I wasn’t actually taking money from my pocket. Everything went onto my card and it didn’t take long before debt went out of control. I was in a right state when I finally admitted that I couldn’t pay the debt.

Eventually, I used the services of a debt refinancing agency which enabled me to start paying some of the debt back. This is not something I ever want to happen again. The hardship was worth it though because I am now debt free and my American Express credit card is no more. Most people that have never been in this situation will think I am making excuses blaming the credit card but they are missing something important about people.

You have more control when you see the cash actually coming out of your pocket. Like I said before you are not as conscious of the cost when you use your credit card. I would just keep spending, not realizing until all the money was gone. So remember, if you don’t have an American Express card, you don’t have any worries.

Tags: , american express, american express card, american express credit card, credit card debts, hertz rental car, many things, missing something, money, philosophy, plane trip, refinancing, shape, shopping, visa, worries, worry